Long Term Care Certification 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What is often a requirement for converting a group long-term care insurance policy to an individual policy?

Additional health screenings

Proof of continuous residence

Payment of the first premium

Converting a group long-term care insurance policy to an individual policy typically requires payment of the first premium. This requirement ensures that the policyholder is financially committed to the individual plan, which often comes with different terms and may provide varying levels of coverage compared to the group policy. Once the first premium is paid, the insurer can activate the new individual policy, allowing the insured to continue enjoying long-term care benefits without lapsing in coverage.

While other requirements, such as health screenings or the submission of medical history, may arise during the process of underwriting for a new policy, these are not uniformly mandated for conversion. The focus on the initial premium underscores the immediate financial obligation associated with converting to sustained coverage beyond the group plan.

Get further explanation with Examzify DeepDiveBeta

Submission of detailed medical history

Next Question

Report this question

Download Long Term Care Certification Practice Test PDF Study Guide
Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy