Long Term Care Certification 2025 – 400 Free Practice Questions to Pass the Exam

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What type of services does long-term care insurance typically cover?

Emergency medical services

Routine check-ups and preventative care

Assistance with daily living activities

Long-term care insurance is specifically designed to help cover the costs associated with assistance for individuals who have chronic illnesses, disabilities, or other conditions that prevent them from performing daily activities independently. This type of insurance typically provides benefits that facilitate personal care and support services, which include assistance with bathing, dressing, eating, toileting, and mobility.

The focus of long-term care is generally on custodial care rather than acute medical care, which distinguishes it from other types of insurance that might cover emergencies, surgeries, or regular medical check-ups. This ensures that individuals receive the ongoing support they need in various settings, such as at home, in assisted living facilities, or in nursing homes, allowing them to maintain a certain level of independence and quality of life.

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Specialized surgeries

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