Long Term Care Certification 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

When must the Outline of Coverage be presented to the applicant for direct response solicitations?

Before the application submission

At the time of application

The Outline of Coverage must be presented at the time of application for direct response solicitations to ensure that applicants have access to critical information about the insurance policy they are considering. This guideline is designed to promote transparency and informed decision-making by providing potential policyholders with essential details regarding benefits, limitations, and exclusions before they commit to a policy. By delivering this information at the time of application, applicants can better assess whether the coverage meets their needs and expectations, ultimately contributing to a more informed purchasing process. This practice helps safeguard consumer interests and promotes ethical standards within the insurance industry.

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After the application is submitted

Within 24 hours of application

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