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Which type of facility would meet the needs of an insured requiring 24-hour medical attention?

  1. Assisted living facility

  2. Adult day care

  3. Nursing home

  4. Independent living community

The correct answer is: Nursing home

A nursing home is specifically designed to provide comprehensive medical care and support for individuals who require around-the-clock medical attention. These facilities are staffed by licensed healthcare professionals, including registered nurses and licensed practical nurses, who are available 24/7 to manage medical conditions, administer medications, and respond to health emergencies. In contrast, assisted living facilities typically offer personal care services and assistance with daily activities but may not have the level of medical support or personnel required for individuals with significant health needs. Adult day care centers are designed for individuals who need supervision and social engagement during the day, rather than continuous medical attention. Independent living communities are suitable for seniors who are relatively healthy and active, offering little to no medical support. Thus, a nursing home is the optimal choice for someone needing constant medical supervision.